Visa Says U.S. Holiday Retail Spending Climbed 4.2% in 2025

Visa Inc. reported that holiday retail spending in the United States rose an estimated 4.2% year‑over‑year this season, according to its annual Retail Spend Monitor. Preliminary data from Visa Consulting & Analytics shows that retail sales — covering all methods of payment, including credit, debit, and cash — increased moderately as consumers balanced tight budgets with continued interest in buying gifts and other seasonal items. Physical stores still accounted for the majority of holiday sales, while online purchases grew at a faster rate, driven in part by early promotions and convenience. Visa’s figures were not adjusted for inflation. The report indicates that in‑store transactions made up about 73% of total holiday retail payment volume, while e‑commerce accounted for roughly 27%. E‑commerce sales increased 7.8% year‑over‑year, reflecting strong online engagement as shoppers took advantage of digital deals and promotions. Electronics emerged as one of the top‑performing categories, with sales climbing approximately 5.8%, followed by clothing and accessories, which also posted notable gains. Overall, this year’s growth reflects cautious but resilient consumer demand amid ongoing economic uncertainty and continued use of digital tools for price comparison and shopping. Despite slower spending growth compared with some forecasts, the holiday retail season remained broadly on track with expectations from other industry measures. #HolidayRetail #VisaReport #ConsumerSpending #EcommerceGrowth #SlimScan #GrowthStocks #CANSLIM