UBS Reports Strong 3Q 2025 Results as Integration Gains Momentum

UBS Group AG delivered a robust set of third‑quarter 2025 figures, underscoring sustained momentum across its core businesses and steady integration progress. The bank reported a profit before tax (PBT) of USD 2.8 billion, with an underlying PBT of USD 3.6 billion, while net profit stood at USD 2.5 billion. Return on CET1 (RoCET1) reached 13.5% and 16.3% on an underlying basis. Invested assets climbed to nearly USD 6.9 trillion, thanks to USD 38 billion in net new assets for the Global Wealth Management division and USD 18 billion for Asset Management. On the integration front, more than two‑thirds of Swiss‑booked client accounts have been migrated, and the Target cost savings of roughly USD 13 billion by end‑2026 are already 77% achieved thanks to USD 10 billion of gross cost reductions. Meanwhile the CET1 capital ratio rose to 14.8%, underpinning the bank’s “balance sheet for all seasons” strategy, complemented by USD 1.1 billion in share buybacks during the quarter and an additional USD 0.9 billion planned for Q4. Looking ahead, UBS expects net interest income in the US dollar to remain broadly stable across its wealth and personal & corporate banking businesses, though macro‑headwinds such as a strong Swiss franc and elevated US tariffs may temper near‑term capital market momentum. #UBS #3Q2025Results #BankIntegration #WealthManagement #SlimScan #GrowthStocks #CANSLIM