SoFi Technologies’ 2025–2030 Forecast: What’s Ahead for SOFI Stock

Fintech firm SoFi Technologies (NASDAQ: SOFI) is drawing attention again as analysts at 24/7 Wall St. released their 2025–2030 forecast — and it’s not all doom and gloom. The company recently announced plans to raise about US$1.5 billion via a public offering of over 54 million shares. Despite that, the stock is up roughly 119.9% over the past six months, far outpacing benchmarks like the S&P 500 and Nasdaq. SoFi’s ambitions go beyond just refinancing: its leadership is targeting 30% member growth and 20% revenue growth, betting heavily on expanding its banking‑services platform to become a one‑stop financial hub. As for potential future value: while the Wall Street consensus 12‑month price target sits around US$26.97, 24/7 Wall St. is somewhat more bullish — forecasting a year‑end price of US$29.41. When looking further ahead, their baseline model — based on a 3.5× price‑to‑sales multiple and robust revenue growth — puts SoFi at roughly US$55.30 per share by 2030, a potential ~87% gain from current levels. That said, sentiment remains mixed. Some analysts caution that SOFI might be somewhat overvalued near term, while others highlight the firm’s broadening deposit base, expanding product suite (lending, investing, banking), and cross‑sell capacity as catalysts for long‑term growth. #SoFi #Fintech #StockForecast #SOFI #SlimScan #GrowthStocks #CANSLIM