Ledyard Financial Group, Inc. Announces Stock Repurchase Program

HANOVER, N.H., Feb. 06, 2026 — Ledyard Financial Group, Inc. (OTCQX®: LFGP) (“the Company”), the parent holding company of Ledyard National Bank, today announced an important capital management initiative aimed at supporting shareholder value and reinforcing confidence in the Company’s long-term prospects.

Board of Directors Approves Share Repurchase Plan

The Board of Directors has authorized a stock repurchase program under which the Company may buy back up to 173,135 shares of its outstanding common stock. This figure represents approximately 5 % of the Company’s issued and outstanding shares, giving the Company flexibility to return capital to shareholders and manage its equity structure more effectively.

The repurchased shares may be acquired from time to time, subject to market conditions, regulatory requirements, and other factors deemed relevant by the Board and management. The method of repurchase, timing, and actual number of shares repurchased are at the Company’s discretion and may include open-market transactions, negotiated purchases, or other permissible acquisition approaches.

Strategic Rationale Behind the Buyback

The authorization of this repurchase program reflects Ledyard Financial Group’s commitment to thoughtful capital allocation and disciplined financial stewardship. Share repurchases can increase earnings per share and provide a mechanism for returning excess capital to investors when the Board believes the stock is trading below intrinsic value.

By repurchasing shares, the Company seeks to enhance long-term shareholder value and signal confidence in the business’s current performance and future prospects. Such programs are commonly used by financial institutions to optimize capital structure, support share price stability, and demonstrate belief in ongoing profitability and operational strength.

About Ledyard Financial Group, Inc.

Ledyard Financial Group, Inc. is a community-oriented financial holding company headquartered in Hanover, New Hampshire. It serves as the holding company for Ledyard National Bank, providing a range of banking services including deposit accounts, loans, wealth management, and financial planning.

The bank’s community banking focus supports local individuals, businesses, and economic development initiatives throughout its service areas. Its approach combines traditional banking values with modern digital services to meet the evolving needs of customers.

Forward-Looking Perspective

While today’s announcement highlights a decision already made by the Company’s Board of Directors, any future repurchases will depend on a variety of factors, including market conditions, regulatory approvals, and the Company’s financial performance. Investors are reminded that repurchase programs do not obligate the Company to acquire any specific number of shares and may be suspended or discontinued at any time.

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