BBVA Argentina Announces Solid Financial Performance in First Quarter 2026

BUENOS AIRES, Argentina — Banco BBVA Argentina S.A. reported a strong financial performance for the first quarter of 2026, demonstrating resilience and continued growth despite a challenging economic environment. The bank recorded significant improvements in profitability, lending activity, and operational efficiency, reinforcing its position as one of Argentina’s leading financial institutions.

Net Income Shows Strong Quarterly Growth

According to the company’s latest financial report, BBVA Argentina achieved an inflation-adjusted net income of approximately ARS 85.2 billion during the first quarter of 2026. This result represented a 31.2% increase compared with the fourth quarter of 2025, highlighting the bank’s ability to improve earnings momentum through disciplined financial management and business expansion.

Although earnings were lower than the exceptionally strong performance recorded during the first quarter of 2025, management emphasized that the latest results reflect a healthier and more sustainable business model supported by expanding credit activity and prudent risk management.

Profitability Ratios Continue to Improve

The bank reported an inflation-adjusted Return on Average Equity (ROAE) of 8.3%, up from 6.5% in the previous quarter. Meanwhile, inflation-adjusted Return on Average Assets (ROAA) increased to 1.2% from 0.9% in the fourth quarter of 2025.

These improvements indicate stronger operational performance and more efficient utilization of the bank’s capital and assets. The increase in profitability was driven by higher lending volumes, improved margins, and continued optimization of operating expenses.

Loan Portfolio Expansion Supports Revenue Growth

One of the key highlights of BBVA Argentina’s first-quarter performance was the continued expansion of its loan portfolio. The bank maintained its strategic focus on originating high-quality loans while strengthening relationships with both retail and corporate customers.

Management noted that credit demand remained healthy across several business segments, including:

• Consumer lending
• Small and medium-sized enterprises (SMEs)
• Corporate banking
• Mortgage financing
• Commercial lending

This diversified lending strategy enabled the institution to capture additional market share while maintaining strong asset quality standards.

Strong Capital Position and Financial Stability

BBVA Argentina continued to maintain a solid capital base throughout the quarter. The bank emphasized that its liquidity and capitalization levels remain comfortably above regulatory requirements, providing a strong foundation for future growth initiatives.

Financial stability remains a key priority as Argentina’s banking sector continues adapting to evolving economic conditions. The institution stated that its balance sheet remains well-positioned to support customers while managing potential market volatility.

Digital Transformation Drives Customer Engagement

The company also highlighted ongoing investments in digital banking services. Over recent years, BBVA Argentina has accelerated its digital transformation strategy, enabling customers to access banking products and services through mobile and online platforms.

Digital channels have become increasingly important for customer acquisition, retention, and operational efficiency. The bank reported continued growth in digital transactions, mobile banking adoption, and online customer engagement.

Management believes technology investments will remain a key competitive advantage as customer preferences continue shifting toward digital financial services.

Economic Environment Remains Challenging

Despite the positive financial results, BBVA Argentina acknowledged that the macroeconomic environment remains complex. Inflation, interest rate fluctuations, and economic uncertainty continue to affect both businesses and consumers across Argentina.

However, bank executives expressed confidence in the institution’s ability to navigate these challenges through disciplined risk management, diversified revenue streams, and a customer-focused business strategy.

The company stated that its long-term objectives remain unchanged, including sustainable growth, profitability enhancement, and continued support for economic development within Argentina.

Management Focuses on Sustainable Growth

During the earnings presentation, company executives emphasized the importance of maintaining balanced growth while preserving asset quality. BBVA Argentina continues to prioritize responsible lending practices and long-term value creation for shareholders.

The institution’s strategy includes:

• Expanding high-quality lending activities
• Enhancing digital banking capabilities
• Improving operational efficiency
• Strengthening customer relationships
• Maintaining prudent risk management standards

Management believes these initiatives will support future profitability and reinforce the bank’s competitive position within Argentina’s financial sector.

Investor Confidence Remains Strong

Investors responded positively to the earnings announcement, recognizing the bank’s ability to generate stronger quarterly profits despite economic headwinds. Analysts highlighted the significant increase in net income, improved profitability ratios, and expanding loan portfolio as key indicators of operational strength.

BBVA Argentina’s shares continue to attract attention from both domestic and international investors seeking exposure to Argentina’s banking industry and broader economic recovery opportunities.

Outlook for the Remainder of 2026

Looking ahead, BBVA Argentina expects to continue benefiting from credit growth opportunities, digital innovation, and operational improvements. While management remains cautious regarding macroeconomic uncertainties, the bank believes its strong capital position and diversified business model provide a solid platform for future expansion.

The institution plans to maintain its strategic focus on customer service, technological advancement, and sustainable profitability throughout the remainder of 2026.

About BBVA Argentina

Banco BBVA Argentina S.A. is one of the country’s leading financial institutions and a subsidiary of the global BBVA Group. The bank provides a broad range of financial products and services to individuals, small businesses, corporations, and institutional clients throughout Argentina. With a history dating back more than a century, BBVA Argentina continues to play an important role in supporting economic growth and financial inclusion across the country.

Source: Based on information released by BBVA Argentina regarding its First Quarter 2026 Financial Results.

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